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FiCentive's Virtual Cards are meeting the demand for innovative real-time payment channels that are created by the rapid expansion of Internet commerce and other types of remote payment transactions. Virtual cards are changing the traditional payments model by promising faster, easier, and more secure methods for purchasing goods and services in e-commerce environments.

The FiCentive's Virtual card is a prepaid MasterCard® card. MasterCard and FiCentive allow for the issuance, under certain circumstances, of a MasterCard account number and expiration date without a physical MasterCard card. This MasterCard account number, in essence a “virtual” MasterCard card, is issued to an account holder for use in payment environments where a physical MasterCard card is not presented to a merchant.
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FiCentive, Inc. is a Wholly Owned Subsidiary of Payment Data Systems, Inc.
FiCentive is an Independent Sales Organizations (ISO) and a registered agent of Sunrise Banks, N.A.
These cards are issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to license by MasterCard International Incorporated.
These cards may be used everywhere MasterCard debit cards are accepted. Use of these cards constitutes acceptance of the terms and conditions stated in the Cardholder Agreement. Products and or services that are located on external links are not endorsed, guaranteed or recommended by FiCentive or Sunrise Banks.

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